Psst! Do You Need to Attend this Free Workshop?

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 [Sponsor]

I interrupt your busy day to bring you a very important message from Darlynn Morgan of Morgan Law Group on how to name legal guardians for your kids:

If you have kids under the age of 18 and you have not legally documented who you want to care for them should something happen to you and/or your spouse, I invite you to join me for one of two free workshops next week where I’ll show you how to get your “ducks in a row” for FREE.

ATTEND EITHER WORKSHOP!

Tuesday, October 13, 2015 9:30-11:30
Faith Lutheran Church
8200 Ellis Ave, Huntington Beach, CA  92646

October 14, 2015  10:30am
SW Irvine MOMS Club
Plaza Park
610 Paseo Westpark, Irvine, CA 92606

This is a GREAT opportunity to also learn how to make solid financial decisions for the future and put a fortress of protection around your family should the unthinkable happen.

You will also discover how to:

-> Choose the Right Guardians for Your Kids and Avoid Making the Six Common Mistakes

-> Get Your Financial House in Order and Keep it that Way

– > Confirm You Are Making Smart Financial Choices About Things like Saving for College, Keeping You Money Safe and Buying Life insurance

– > Learn the Secret to Protecting Your Kid’s Inheritance From Lawsuits and Divorce

– > Discover How to Leave Your Loved Ones a Gift Far Greater Than All the Money in the World

– > Discover How to Legally Avoid All Estate Taxes & Keep Your Family Out of Court

Bring your friends and family! This is information that EVERY parent or grandparent should know! Hope to see you there!

No advance registration required – just show up! If you have any questions or need more information, call 949 260 1400.

Darlynn

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The Busy Mom’s Guide to Legal Stuff [Expert Advice + Free Upcoming Seminars]

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Darlynn Morgan is a fellow OC mommy and family trust attorney with a passion for helping families protect those they love if the unthinkable should happen to them. Not a fun topic, I know. But trust me, getting everything in order the right way will bring you tremendous peace of mind. 

She wrote a great post today on three easy steps to get started and is hosting several free seminars coming up in February and March where you can learn more. Details and dates below!

The Busy Mom’s Guide for Getting Your Legal and Financial House in Order in 2012

by Darlynn Morgan of Morgan Law Group

You want the best for your kids, and as a mama you already know that you need to have some type of financial strategy to make this happen over the long-term.

After all, there’s college to plan for, family wealth to think about and choosing legal guardians who could raise your minor kids if something happens to you…..just in case.

For most parents, taking steps to get your legal and financial house in order can feel daunting.  I hear from parents all the time who don’t know where to start, confused about who they should talk to and flat-out overwhelmed by all the decisions that need to be made.

I get it, and that’s why my goal this year is to help parents simplify the process of getting their “ducks in a row,” while also helping them make the very best decisions for their loved ones.

If you’re ready to start playing your financial A-game in 2012, here are my top three recommendations of where to start:

1. Utilize tax time   Tax season is a great time to get a handle on your estate.  Your financial documents are handy, semi-organized and hopefully up-to-date.  You’ll find that getting your affairs in order is much easier, both mentally and logistically, when everything is right in front of you already. Some specific information to keep in mind would be an estimate of your net-worth, assets you own, liabilities, and the amount of insurance policies or retirement accounts you may have.

2. Start with the facts I’m a big believer in being an “educated consumer,” and I think it’s important to do your own homework before meeting with an advisor of any kind. To help you with this, I’ve created a Kids Protection Planning Kit that you can download here absolutely FREE.  It walks you through the next steps, how to avoid common mistakes parents make and more.  It’s a great resource for any parent with minor kids at home.

3. Don’t Go At It Alone –  When it comes to the protection and long-term security of your children, never go at it alone with DIY will kits or estate planning forms or software. I’ve worked with many parents who unknowingly disinherited future children or left all of their money outright to their kids at the ripe age of 18, thanks to the hard-to-read fine print. Remember, your family is unique, and any type of document that tries to cover your kids with “one size, fits all” language will probably backfire in some way.  At the very least, talk to an attorney before you sign.  There’s a certificate for you to do it absolutely free in my Kids Protection Planning Kit.

The most important thing is that you take action this year. Start somewhere.  If you’re not sure of the next best step to take, download the Kids Protection Kit so you can get empowered and be informed. Remember, the greatest gift you can give your family is the peace of mind knowing everything is taken care of, and these 3 steps will definitely help you get started in the right direction!

February 16th, 2012 at 2pm – Move it Momma Fitness Huntington Beach (in-person event)

February 16th, 2012 at 8pm – Teleseminar (Call in from home after the kids are in bed. Jammies welcome.)

February 21st, 2012 at 1pm – Granola Babies Costa Mesa (in-person event)

March 17th, 2012 at 9am – Xpecting Maternity Costa Mesa (in-person event)

These are *kid-friendly* events! Refreshments, raffles & more!

Click here to register and get more information. Event dates, locations, and times can be found in the right hand column.

[Disclosure: Morgan Law Group is a Tiny Oranges Sponsor.]

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Morgan Law Group April Events

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This is a topic no one EVER wants to think about, but as a parent, it is essential that you do!  Darlynn Morgan is a local Orange County personal family lawyer and helps families get the documents they need in place so their kids are protected if the unthinkable should happen.

Here is what her firm wrote about 3 upcoming free events to get more information on this topic!

If You Never Make It Home Today…

Imagine being involved in a serious accident or suddenly dying today without the authorities or medical personnel knowing that you have minor children waiting for you at home.  It could take hours before they even figure out who you are and even longer to get in contact with your children or other family members.

Even worse, imagine social services removing your kids from the house during this devastating time because they can’t find legal documentation that says who the kids are permitted to stay with if something happens to you (contrary to popular belief, another friend or family member can’t just “volunteer” to step in until the surviving parent or permanent guardian arrives!)  Your kids could be forced into the arms of strangers until a judge can make this critical decision on your behalf.

Fortunately, there are 3 easy steps you can take right now to ensure your kids stay protected and everyone (including police and medical personnel!) are on the same page if the unthinkable happens:

1) Legally document your choice of guardians

2) Carry a guardianship card in your wallet (you can literally make this yourself with a permanent marker and construction paper!)

3) Leave instructions and copies of your guardianship nominations with your child’s school, babysitters and neighbors.

If you have not yet documented your choice of legal guardians or you are not quite sure how to get started with any of the above, I invite you to join us for one of next Kids Protection Planning Workshops.

We have 2 live events coming up and one teleseminar for those who want to stay in their jammies and get the info from home.  Here are all of the details…

Live Events:

Wed., April 6th 7:30pm
Trinity United Presbyterian Church
13922 Prospect Ave, Santa Ana, CA 92705

and

Thurs., April 28th 2pm
Granola Babies
2346 Newport Blvd., Costa Mesa 92627

And our teleseminar is TONIGHT at 8pm PST! Call-in details are given after registration.

Register today at www.KidsProtectionWorkshop.com or call 949.260.1400.

{Disclosure: Morgan Law Group is a Tiny Oranges Sponsor}

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Intangible Estate Planning

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OK mamas, Christmas is now officially behind us (and I hope it was your best ever!) so now we can focus on the new year and all the things we want to do in 2011!

If you have not done an estate plan for your family and named legal guardians for your children, I hope it is one of things you will commit to accomplishing in the new year. Peter from South County Law Group is a local OC estate planning attorney and makes the process painless. I know from experience because he did our family’s plan a couple years ago. His firm made it so easy, he was NOT pushy, and genuinely cared about our family.

Incidentally, my husband and I took a vacation in November and flew together for the first time in a long time just the two of us. I was having some flying anxiety with all those “oh God what if the plane goes down” sort of thoughts and my husband reassured me, everything would be fine because we met with Peter and our kids would be taken care of. Then my husband also reminded me that flying is statistically safer than driving on a date night.

I sort of gulped. But it’s true. And knowing we have our paperwork in place and everything done the right way legally brings me so much peace of mind.

Not only that, but Peter KNOWS us, and if something should happen our family would have someone to call that knows our guardians, plans, wishes, accounts, etc. etc. etc. It would make it easy for them in a difficult time.

Peter also does something really special in addition to the traditional estate plan. He recorded us, my husband and I, discussing the “intangible” things we would want passed on to our kids. We have a copy of this recording, and I feel so blessed we do. It is an amazing thing to have, so I asked him to write a little more about it and why he does it.

Here is what he said…

“Intangible” Estate Planning – Thinking Beyond the Paperwork
by Peter Sahin, South County Law Group

When you finally make the decision to plan your estate, you’ll hear the same words over and over again…

Wills…Trusts…Revocable Trusts…Power of Attorney…

Those words are the stock and trade of estate planning specialists.

You take your material possessions and compartmentalize who should receive what and how much. And you’ll use those wills, trusts and powers of attorney to take care of the legalities of passing on what you’ve accumulated over the span of your life.

But what about the intangible things you accumulate during your lifetime? What documents or words do you use to pass those on?

Here are a few words we challenge you to think about when you sit down to plan your “intangible” estate:

Values

Most of us have values and principles that we hold dear and want to pass on to our children. If something happened to you and you were not around to see your children reach adulthood, what values would you want to ensure were passed on to your children, or even your grandchildren? For instance, which is more important to you – money or health? Who do you consider to be your hero or role model? Of all the things you accomplished in your lifetime, which gave you the deepest satisfaction? These are all things that should be written down or recorded and preserved for your loved ones.

Personality

Who are your children? Yes, they’re your offspring, but who are they as individuals? What are their strengths? What are their weaknesses? What type of person would be best suited to help raise them if you weren’t around? We recommend you think about the personalities and emotional needs of your children when deciding who would be best suited to raise them in your place.

Passion

What issue or issues are you most passionate about? Why do you care so deeply about these particular issues? How do you see your dedication to these issues furthering the greater good? Would you expect your children to pursue a career they were passionate about or choose one that paid them well regardless of their personal interest or commitment?

Community

Are you involved in your community? Do you foster a strong tradition of community involvement in your family? Is this something you would want or expect your children to carry on?

Education

Do you consider education a priority in raising your children? Do you have a strong family tradition of emphasizing education?

Wisdom

Are there any words of wisdom that you would want to share with your loved ones? Have you learned any important lessons? Do you live by any guiding principles your family should pass on?

Spirituality

You may or may not be a religious person but you probably have some spiritual beliefs or traditions that you want to preserve for future generations. Do you practice particular religious traditions that were passed to you from your parents? Are there specific tenets of your faith that you want to ensure your children follow?

Legacy

How much do you know about your family history? Do you know where your parents or grandparents came from originally? Have you taken the time to write this information down for your children so they have a sense of tradition and family history? What do you want your children to remember most about you? Have you thought about your legacy and what you want to leave behind for your loved ones and future generations, beyond the material things you’ve acquired?

When we think of estate planning, most of us never consider our “intangible” estate. We think of who should get what, where the money should go, how we want it to be used, but we never think of the things that we leave behind that are specific to us and our families.

Traditions, beliefs, stories…none of these are part of a will or a trust. But they are a part of your heritage and should be passed on as surely as your financial assets.

Give these items some thought and call us to schedule your Family Wealth Planning Session today.

As part of planning packages, we will sit down with you and ask you some of these questions and record your answers, in your voice, to add to your estate planning portfolio as a living legacy for your loved ones. Their ability to hear your voice after you are no longer here will be nothing short of priceless.

In January, I’ve made space for the next two people who mention this article to have a complete initial planning session with me at no charge. If during our session, we both feel that we can help you with your planning I will offer 20% off our normal planning fees. Just give us a call and mention this article!

www.southcountylg.com
949-940-8887

{Disclosure: South County Law Group is a Tiny Oranges Sponsor}

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4 Easy Steps to Naming Guardians for Your Kids

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This is a great post with some really, really great information on one of the most important things we need to do for our kids:  clearly state who we would want to be their guardians, you know, just in case.  Darlynn Morgan is a local OC estate planning attorney (and OC mommy – that’s her with her little tiny orange!) who specializes in helping you get everything you need to in order so your kids are protected.

If you want to learn more, her next free teleseminar (=call in for free from home in your jammies!) will be held on November 17th at 8PM.  Click HERE for more info and to register online.   Here is what she wrote…

4 Easy Steps to Name Guardians for Your Kids If Something Happens To You

By Darlynn Morgan

As an estate planning lawyer, I know one of the most important decisions a parent can make is determining who will care for their kids if something tragic happened to them. I also know it’s very easy for parents to get stuck during this critical decision making process.  Do you choose this person for financial reasons? Religion? A certain parenting philosophy? Do you care if the couple you chose stays married or eventually gets a divorce? Then what?

While it’s great to put a lot of thought into who you would want to raise your kids, indecision and ultimately inaction is a very dangerous place to be, especially with young children at home. It’s important to remember that SOMEONE will determine what happens to your kids….so it might as well be you!  The alternative is a judge who knows nothing about you, your family or what truly is in the best interest of your children.

So to avoid having a judge make life-changing decisions on your child’s behalf if something unexpectedly happens to you, I would like to share four easy steps that will help you finally take action and choose the right guardians for your kids:

1. Sit down and brainstorm all the people who could possibly raise your kids if you were killed or incapacitated in an accident. Don’t limit your choices to family either. Think outside the box and write down everyone who even remotely fits the bill.

2. Determine who you would NEVER want to raise your kids in your absence. You’ll need to tell the court who you DON’T want raising your kids so they can protect your family should that named individual (s) contest your wishes and seek custody of your kids following your death or incapacity. (This can be kept private and only revealed if the need arises).

3. Weigh your values. Make another column and write down what is important to you and/or your spouse.  Do you value education?  Religious or spiritual training? The ability to live in a certain community?  Being raised in a two-parent family?  Whatever your values may be, be honest about them, write them down, prioritize them and eventually rank the top three.

Match your top choices to your top values. This will give you a clear picture of who you can trust to raise your children with the values you hold near and dear to your heart.

And of course, the last (and arguably the most important step) is to legally document your choice of guardians so there’s no question as to who you want to raise your kids if something happens to you!

This part can be tricky, but you can do it with a bit of education and know-how on the subject.  To help make this step easier for you, I’d like to invite you to a FREE teleseminar I’m hosting where I will personally hold your hand and teach you how to name guardians for your minor children.  On this call you will also discover:

·      The 9 simple steps you can take immediately to ensure the safety and care of your children …and why the police could take your minor kids out of your house if you are in an accident and don’t plan the right way.

·      And why these 9 simple steps aren’t something you “do” once and then never look at again…and the rock bottom bare minimum your plan must be reviewed to ensure the safety and security of your kids.

·      You’ll learn how to avoid the expenses and delays of a long, drawn-out court process that would make life difficult for your loved ones if you were in an accident.

·      How to avoid the 6 common mistakes parents make when choosing a Guardian for their minor children.

·      You’ll discover how to make sure your hard-earned money is immediately and privately available to your chosen guardians……and much more!

The information you learn on this call will literally save you thousands of dollars in legal fees (not to mention years of headaches if something happens), so get the details and register at www.kidsprotectioncall.com.

Remember, an hour invested in learning how to protect your kids could result in a lifetime of security for them if the unthinkable happens.  So I encourage you to join us at on one of the dates and times available to ensure your kids are protected and cared for by the people you want, in a way you want….no matter what!

{Disclosure: Morgan Law Group is a Tiny Oranges Sponsor}

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