Free Trust & Estate Planning Workshops for Parents

see more by

Kids Protection Workshop

[Sponsor] 

This Guest Post Written by Darlynn Morgan
of Morgan Law Group 

Orange County Trust and Estate Planning Attorney

Have you ever stopped to ask yourself, “What would happen to my minor kids if something happened to me and/or my spouse?”

It’s something I’ve talked about many times on this blog, but let’s be frank; most parents have a hard time imagining a scenario when they may unable to raise their own children, whether it’s due to a disability, sickness, incapacity… or worse.

As parents, we certainly have superpowers… but we’re not invincible.

A friend of mine recently made this same mistake. Just a few weeks before her death last month, a loved one was urging her to get serious about creating a will and a trust for the protection of her kids and assets.  Her response?

She told the friend, “I have some time to worry about all of that.  I’m not even sure where to start.  I’m too unorganized right now and just not ready yet.”

A few weeks later, she was unexpectedly killed in a car accident. She left behind a new spouse she married just six months prior and four children, one with autism and a host of other developmental delays.

Mom had no will or trust, and haphazardly named her two older boys as beneficiaries of her life insurance policy. She didn’t want to leave anything to her disabled son (out of fear it will jeopardize his ability to receive Medicaid and other benefits) and she hoped that they would all just evenly split their inheritance if something happened to her.

But now, the middle son is being stingy with the money. He’s into fast things and shiny objects.  Family members worry that he will spend all of his brother’s money on cars, trips and parties.  And legally, he doesn’t have to fork over a penny. A special needs trust, and a revocable trust for the other kids, would have made this a non-issue!

Oh, and new husband? Although he was the love of her life, mom never got around to updating her beneficiary designations to also include new hubby on her life insurance policy and retirement accounts should something happen to her.

He got stuck with all of the funeral costs and debt, but her kids from a previous marriage got everything else. He was completely disinherited and out of luck, all because of a blended family situation.

Here’s the lesson to be learned from this sad, but very true story: just because you talk about your wishes for your kids and your assets, doesn’t mean your family will honor them when you are gone!

When you leave behind assets, minor children, or you’re in a blended family, you MUST have a will or trust to ensure that your family is cared for exactly as you want if the unthinkable happens. When grief, emotions and money are involved, the honor system just doesn’t work!

So if you’ve been putting of your estate planning for any reason, please let this story inspire you to do the right thing for your family and those you would leave behind.

Here’s How To Take Action NOW, While It’s Fresh In Your Mind

Look, it’s vacation season. Chances are you’ll be traveling this spring or summer, either with or without the kids.  Now is the perfect time to think about estate planning for your own family to ensure you are protected, should something happen. Don’t put planning off for another month or year…make it your priority today!

To help you get the ball rolling, I’d like to invite you to join me for a FREE Kids Protection Workshop this month where you’ll learn step-by-step how to put a fortress of protection around the things and people you love:

Pretend City

April 23, 2015 – 6:30pm 

No childcare available for this event – recommended for adults only 

Once Upon a Storybook

April 25 – 11:00 am 

Children Welcome!  Bring the kids while you learn!

This is the perfect opportunity to learn EXACTLY how to get your legal and financial affairs in order, at no-charge!  Children are even welcome at our Once Upon a Storybook event so that they can have fun with adult supervision while you are in the same room, learning everything you need to know about estate planning and protecting the people you love.  What could be better or easier than that?

Here’s just a taste of what you’ll discover at our Workshops:

1. How to choose the RIGHT Guardians for your kids

2. How to keep your family out of probate (which is long, expensive, public and does not pass your assets in a responsible way!)

3. How to prevent a court from having to supervise your children’s inheritance and handing them money at 18!

4. How to leave your loved ones a gift far greater than all the money in the world if the unthinkable happens

5. Why naming guardians is just not enough to keep your children from spending time in foster care

It’s just one hour of your time and one of the best investments you’ll make into the protection and well-being of your family.  Plus, our workshops are engaging, empowering and fun!  If you have minor kids, you won’t want to miss it! To view all of the details and register now for FREE, simply visit  www.KidsProtectionWorkshop.com.

Don’t forget about your friends and loved ones…they have families they need to protect, too!  Share this information and help them out.

You Might Also Like

OC Estate Planning and Living Trust: 2013 Must!

see more by

It’s the New Year and on the TOP of my to-do list is getting our Family’s Estate Planning and Living Trust set up.  It’s time!  We have been meaning to do this for years now, our girls are six and four and God forbid anything were to ever happen to my husband and I, we want to be sure they are provided for and protected.

I have met Darlynn Morgan of Morgan Law Group several times, actually I seem to bump into her everywhere  I go (last month it was the Santa Train with her adorable family).  I know her to be very sweet and genuine, and I trust that she will have my family’s best interests at heart when she helps us with our Estate Planning and Living Trust.

So last month Mike and I listened in on Darlynn’s very informative teleseminar = call in from home in your PJ’s teleseminar (LOVE!)

It started with Darlynn sharing her heart wrenching story of how she lost her husband in his 30s.  After living through such a crazy hard time in her life, she decided to dedicate her life’s work to making sure others who face such devastating circumstances are prepared and have guidance.

There were several topics touched upon, most of them I had never even thought of, such as the importance of naming short term guardians who live within 20 minutes of your home to be sure in the case of an emergency when a babysitter is watching your kids, they don’t end up in Child Protective Services.

I also learned when naming your Long Term Guardians it is important to name the specific individual.  What if you name a couple and they were to get a divorce?  You want to be sure you are specific so your children are raised by the person you intend.

Sometimes the person you would never want to raise your children will look better on paper to a judge than your first choice.

The teleseminar touched on many other important financial points such how to avoid probate and minimize estate taxes to be sure your children are left with as much of your wealth as possible.

Such heavy, difficult topics are hard to face, but we have set up our appointment to meet with Darlynn at the end of the month and I already feel lighter because we are on our way to having our family’s affairs in order.  And I love that we are working with someone who really cares about my family’s well being.

If you would like to start off the New Year checking this off your to-do list as well you can meet Darlynn this month at her in-person FREE workshop:

January 26th at 2:00pm

Granola Babies

3315 Hyland Avenue

Costa Mesa, CA 92626

Or she has another upcoming FREE teleseminar so you can learn more from the comfort of your own home:

January 29th at 8:00pm
Call in from home 

Register now for an upcoming event with Darlynn at

www.kidsprotectionworkshop.com

You Might Also Like

Now is the Time

see more by

I have written about this topic for years now because I feel passionate about sharing information on what parents need to do to make sure their kids would be taken care of if the worst were to happen to them.

It’s an awful thought, but better to get it done so you can move on with your life  with peace of mind.  If you haven’t already done this for your family yet, I hope now is the time.

Here is a guest post Darlynn Morgan from Morgan Law Group in Newport Beach wrote about this topic. Darlynn holds free workshops to educate parents on the steps to take to get your legal stuff in order, how to legally name guardians for your kids, etc.

There are two local OC workshops coming up at the end of the month to learn more. Details at the end of the post. Here is what Darlynn had to share about what she speaks on…

Today I’m going to share the secret to FINALLY getting your financial house in order, and I’m going to tell you up front that it has nothing to do with budgets, selling everything on Ebay or working longer hours! This is information you’ve probably never heard before from your financial advisor or CPA, but it’s going to shift your thinking and give you incredible peace of mind.

Before I get into it, if you’re a parent with minor kids at home, the very first thing you should do is visit www.kidsprotectionworkshop.com and register for one of our FREE fall Kids Protection Workshops happening on Saturday, September 29th, 2012.

We’re hosting one at Xpecting at 9:00 am and one at Granola Babies at 2 pm.  These workshops are fast, fun and will teach you everything you need to know about naming legal guardians for your minor kids, leaving a legacy for your loved ones and protecting your family’s wealth if the unthinkable happens.  I’ll touch on why this is so important in just a minute.

But in the meantime…

You’re young and smart —and working hard to build a solid financial foundation for the benefit of your family.  Financial freedom is starting to feel within reach and the future looks promising.

Or is it….?

The “typical” definition of financial freedom means no debt, 6 months savings in the bank, a paid off house and saving towards retirement so you can stop working. The pop culture “teachers” of personal finance tell us that this is when you’ll experience financial freedom …. and so we spend our lives working towards those goals.

But what if we look at it in a different way….

Because maybe you’re just starting out, and have lots of student loan debt, or bought a house that is now upside down. Or maybe you’re just starting a family and are overwhelmed by the reality of the costs of those little mouths to feed. Maybe you’ve even lost your job or your biggest client and you’re wondering where the money is going to come from.

Or, maybe you’ve got millions in the bank, but you’re afraid because you’ve just seen your accounts or your house lose a chunk of their value. Isn’t it funny to realize that sometimes financial freedom has nothing to do at all with the amount of money you have in the bank?

So how can you experience this financial freedom if you don’t have a big savings account, or you have loads of debt, or you’ve not saved enough for retirement, you don’t know how you’re going to pay for college, or if you feel fearful when you think about your financial situation? (Even though by the standards of most of the rest of the world you have plenty.) 

The first step is to get your financial house in order. Do you know with absolute and total certainty what would happen to all your stuff, your business, your kids ….if something happened to you? Or if something happened to your spouse? Do you have a plan in place to make sure that at the end of your life (whenever that may be) you leave the world a better place? That you improve the lot of your family not just financially but emotionally and that you don’t leave behind a big mess?

Now a lot of people think “oh that’s too scary to think about” but it’s not. It’s actually very empowering. Because right now, everything is just fine and you have a clear head and you can start to think about why are you here. How will you leave the world a better place?

You start by knowing that your financial house is in order and that your family, the people who love you and who you love are going to have an easy time of it when you’re gone.

So that is your first step to financial freedom! It’s not about 6 months of savings and getting out of debt and paying off your house, although all those things are great…. but you could do all of those things and still not experience the freedom you’re looking for.

If you’re always waiting to experience freedom until you “arrive” you’ll never get there.

Here’s the good news:

If you don’t have an action plan, then now is the time… you can learn how to create one by joining me for one of our upcoming Fall Kids Protection Workshops

These workshops are fast, fun and offer critical information in a way that’s easy to understand, empowering and broken down into action steps that you can implement right away.   Plus they are FREE to attend and filled with other young families…just like yours!

I know you’ll find it to be an hour well-spent and that you’ll leave with incredible peace of mind about your future.  Here is just a taste of what you’ll learn:

The 9 simple steps you can take immediately to ensure your children are cared for by the people you want, according to your values, should something happen to you.

~ The 9 simple steps you can take immediately to ensure your children are cared for by the people you want, according to your values, should something happen to you.

~ How to help your family by making sure your assets are passed down to the people you want—without interference from courts, creditors, relatives or the IRS.

~ The 6 common mistakes parents make when naming guardians for their young children…. And how to avoid them.

~ How to protect the assets you’ve worked so hard to acquire and how to make sure they are passed down to your children in a way that’s safe, secure and free from the financial dangers of divorce or bankruptcy.

~ Common mistakes parents make that may allow the police the to take their minor children out of the house and into the hands of foster care …even with family members ready and willing to help….if you were temporarily or permanently injured in an accident.

~ How to ensure your money is immediately and privately available to your chosen guardians so your children will have everything they’d need and would be prepared for a life without you in case something happened to you.

~ How to make smart financial choices about things like saving for college, keeping your money safe, and buying life insurance

After attending this workshop, you’ll know without a shadow of a doubt that your legal and financial house is in order—and that you have the tools and resources necessary to keep it that way!  You’ll also confirm that you are making smart financial choices about things like saving for college, keeping your money safe and buying life insurance.

So don’t wait to register for one of our upcoming Fall Kids Protection Seminars at 2 great locations in the OC (Granola Babies and Xpecting!).  Spaces are limited, so reserve your seat now for yourself or a friend at no-charge by visiting www.kidsprotectionworkshop.com !

Darlynn Morgan is an estate planning lawyer at Morgan Law Group, a unique law firm that she created to truly make a difference in the lives of her clients. She’s really good at making it easy for your family to talk about and plan for tough subjects like money, death and taxes. 

[Darlynn is a Tiny Oranges sponsor and I am honored to get to spread the word about her valuable workshops and services!]
You Might Also Like

A California Coastal Office

see more by

I fell in love with Jessica Bennett Interiors when she did my living room makeover last year so anytime she finishes a project, I can’t wait to see the photos as I am a sucker for design ideas.

This recent project was for Darlynn Morgan of Morgan Law Group, a long time Tiny Oranges friend and sponsor, so I was excited to share photos of their beautiful new office in Newport Beach.

Darlynn is an Orange County Estate Planning Attorney.

When she moved into her new space, she wanted to create an office where clients would feel like they were coming into her home and sitting at her living room coffee table.  At times estate planning can be difficult, so she wanted a calm and soothing environment that would put clients at ease.

When I saw what Jessica did with her vision, I don’t think they could have designed a more perfect space!  Here are the photos and the descriptions and details as written by Jessica.

A California Coastal Office
by Jessica Bennett Interiors  

We actually picked this blue based on the color of Morgan Law Group’s logo….we thought it would be a perfect tie in, plus we  just loved the color.

To offset the light gray-blue, we had all of the wood trim in the office stained to this dark espresso color (you should have seen how it looked before!!) and stuck with a warm, but neutral, carpet.

We wanted to maintain a traditional design with a fresh new appeal.

It was important to Darlynn that the space feel inviting, homey, and comfortable. The chairs are traditional staple pieces, but the pillows, oversized mirror, and lamp provide a modern twist.

Accessories are an essential in any space…and they are actually our favorite part of the whole design process.

In the Morgan Office, it was imperative to select accessories that made the space feel like a home yet were simple and understated. Here, a few pieces of blue coral, our favorite white scented candle, a fun silver “OK” sign and of course framed photos of Darlynn’s son did the trick.

Have you ever seen a conference room like this?? Bet you haven’t!

Again, playing on our subtle beach theme and our love of mixing traditional and modern elements, we created a conference room that felt more like a fun dining room.

We LOVE the slipcovered chairs, the bold accent pillows, and our soft and breezy window treatments.

This little space is another conference room, used when clients need to meet with Darlynn or one of her associates to review and sign documents.

We loved this table and chair combination…they had such unique silhouettes, yet worked seamlessly with the serene coastal artwork and accessories. We also loved how the black and blue play off one another perfectly.

 www.JessicaBennettInteriors.com * Click here to follow her on Facebook
Click here to see her blog and ideas * Tweet with @JBInteriorsInc on Twitter

www.MorganLawGroup.com  * Click here to follow her on Facebook 
Tweet with @DarlynnMorgan on Twitter

[Disclosure: Both are Tiny Oranges Sponsors]

You Might Also Like

Morgan Law Group Free Event This Saturday

see more by

There are still a few spots open for this Saturday’s free workshop put on by Darlynn Morgan of Morgan Law Group so I wanted to let you know so you can sign up and attend!

It is free, you can bring your kids, and most importantly, you will learn more about how to get your legal stuff in order to make sure your kids would be taken care of if something were to happen to you. Darlynn is a fellow OC mommy, a total sweetheart (not pushy!) and has a passion for educating parents on what you have to do to protect your kids.

Saturday, March 17th, 2012 – 9am
Xpecting Maternity
369 E. 17th Street, #20
Costa Mesa, CA 92672

Click HERE to register online, go to the right column and enter your info.  And as a bonus, every person who registers is also entered to win a $50 gift certificate to an OC mommy/family location.

This is a topic I am very passionate about, as we didn’t go through the process of naming legal guardians and doing a trust until my oldest daughter was 3. When we finally did it and I was educated on what can happen to your children and assets if something were (God forbid) to happen to you, it scared the daylights out of me that we didn’t do it sooner. Once everything was in order, I had tremendous peace of mind knowing we got everything taken care of. I highly recommend attending this workshop and learning more…

[Disclosure: Morgan Law Group is a Tiny Oranges Sponsor. ]

You Might Also Like
Show Mobile Version